Programmes
SME Automation & Digitalisation Facility (ADF)
Type:
Financing
Agency:
Bank Negara Malaysia
Target Group:
SME
Description:
A financing facility to support SMEs transitioning towards digitalisation and automation.
Sector:
All sectors
Eligibility:
SMEs
Amount / Benefit:
Part of RM13.3 billion allocation by Bank Negara Malaysia
How to Apply:
Apply through participating banks.
TEKUN Micro Loans
Type:
Micro Loan
Agency:
TEKUN Nasional
Target Group:
Micro
Description:
Micro‑financing for small traders, including Bumiputera entrepreneurs, persons with disabilities, and other eligible groups.
Sector:
All sectors
Eligibility:
Micro enterprises, SMEs
Amount / Benefit:
Up to RM100,000
How to Apply:
Apply via the TEKUN website.
BSN Micro Financing
Type:
Micro Loan
Agency:
Bank Simpanan Nasional (BSN)
Target Group:
Micro
Description:
Micro loans for small business expansion, automation, and productivity improvements.
Sector:
All sectors
Eligibility:
Micro enterprises, SMEs
Amount / Benefit:
Part of RM2.5 billion allocation (Budget 2025)
How to Apply:
Apply at BSN branches or via BSN website
SJPP Loan Guarantee
Type:
Loan Guarantee
Agency:
Syarikat Jaminan Pembiayaan Perniagaan (SJPP)
Target Group:
SME
Description:
A government loan guarantee scheme to help SMEs access financing from commercial banks.
Sector:
All sectors
Eligibility:
SMEs
Amount / Benefit:
RM20 billion allocation (RM5 billion for Bumiputera SMEs)
How to Apply:
Apply through participating banks.
PKS Lestari / BAP (SME Corp)
Type:
Grant + Financing
Agency:
SME Corp
Target Group:
SME
Description:
Programmes supporting ESG readiness and alternative financing, with grant conversion of up to 40% for qualifying SMEs.
Sector:
All sectors (ESG focus)
Eligibility:
SMEs
Amount / Benefit:
Up to 40% grant conversion
How to Apply:
Apply through SME Corp.
LiKES Internship Grant
Type:
Matching Grant
Agency:
TalentCorp
Target Group:
SME, Startups
Description:
A matching grant for SMEs and startups offering structured paid internships, providing RM2,000 allowance support with 50% matching.
Sector:
All sectors
Eligibility:
SMEs, Startups
Amount / Benefit:
RM2,000 allowance with 50% matching (up to 10 interns)
How to Apply:
Apply via the TalentCorp portal